With so many real estate search sites available, you might wonder why you need a buyer agent. The truth is, buying a home is one of the most complex and consequential transactions you’ll ever undertake.
Beyond finding the right property, you must navigate a competitive market, adhere to numerous legal and regulatory requirements, and manage a substantial financial commitment. Having a local, professional expert representing your best interests is more important than ever.
As your Buyer Agent, I will guide you through the intricate process of achieving homeownership, ensuring a smooth and successful experience every step of the way.
Before you even begin the home buying process, I suggest that you sit down with a lender and get pre-approved. Together, you will determine the best mortgage type for your situation, as well as how much house you will be able to afford.
After you have met with your lender, we can sit down and discuss the type of home you're looking for. We will discuss style, price, location, and any other features that you find important for your home.
Now for the fun part! I will set you up on a custom client search that will send you every available home that meets your criteria for your home. From there, I will schedule showings and we will go view the homes together that you are interested in.
After finding the right home, we will discuss important factors and criteria needed to submit a strong offer. We will discuss offer price, settlement date, inspection time period, financial contingencies, etc. I will guide you though this process to put a competitive offer together.
The seller will have the opportunity to accept, reject or counter your offer. I will help you understand all the terms of the contract to decide the best course of action for securing your home on terms that work for you.
You will deposit the agreed upon earnest money. We will schedule any inspections during the time period negotiated in the contract and we will negotiate any repairs requests you would like to make with the seller.
The mortgage lender will typically order an appraisal to determine the value of the home. I will educate you on your rights as a buyer and will offer you alternative routes to take if the appraisal should come back different than expected.
After your loan has been processed you will receive the clear to close from your lender. We will perform the final walk-through before closing. After you sign the documents, it's time to celebrate because your home purchase is now complete!
Before you officially begin your home search, I always recommend talking to a lender and getting pre-approved. A lender will be able to answer all of your questions regarding finances and give you a clear understanding of the exact price range you will be pre- approved for and an estimate of the expected expenses.
✓ What is the best type of loan for me?
✓ Do I qualify for any special discounts or loan programs?
✓ What interest rate can you offer?
✓ When can you lock in my rate?
✓ What fees can I expect from you?
✓ What are my estimated closing costs?
Work with Larisa, and you’ll not only get a seasoned real estate professional but also a partner who’s genuinely excited to help you achieve your real estate goals!
